If you are looking into online counseling, one rule sits underneath everything else: Counseling takes place in the state where you are physically located at the time of your appointment. Not where you live. Not where I am. Where you are sitting when we meet. That single rule shapes which counselors you can see, and it shapes whether your insurance will pay. Where I Am Licensed I am fully licensed in Ohio, Georgia, Indiana, and Florida. Ohio is my home state and where I see cl